By The Numbers
Treatments
Resident Money Guides
Honest, readable financial playbooks crafted for residents living on modest stipends while training in demanding medical environments.
Student Loan Strategy
Practical refinancing, forgiveness, and repayment roadmap advice tailored specifically to physicians, nurse practitioners, and allied health graduates.
Practice Financial Planning
Personalized planning for practice owners navigating partnership tracks, buy-ins, overhead decisions, and long-term wealth building opportunities together.
1:1 Coaching Calls
Warm, judgment-free thirty-minute sessions addressing your specific medical career financial questions, debt decisions, and life milestone planning needs.
Weekly Money Letters
A friendly Sunday newsletter distilling the week's most relevant financial news, policy shifts, and opportunities affecting healthcare professionals nationwide.
Retirement & Investing
Clear guidance on 401k maximization, backdoor Roth strategies, and investment portfolio building designed around unpredictable medical career income patterns.
The Procedure
Tell Your Story
Share your medical role, life stage, and what money questions keep you up at night through a brief, confidential intake form.
Receive Your Plan
Get a personalized financial roadmap explaining exactly which steps matter most for your unique healthcare career and personal situation.
Learn Together
Join live workshops, read weekly editorial content, and engage with a community of healthcare professionals walking similar financial paths.
Grow With Confidence
Watch your financial clarity deepen over months and years as Penny becomes a steady, trusted companion throughout your medical career.
Client Stories
Penny helped me understand my attending contract in ways my hospital orientation never did. I finally feel in control of my financial future.
As a travel nurse with variable income, I felt invisible to financial advisors. Penny speaks our language and respects our reality completely.
Your medical career deserves smarter money guidance
Join thousands of healthcare professionals who read Penny Rudy each week for warm, practical financial wisdom designed around the realities of your demanding, meaningful work.
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